Duke University Graduate Students

Going to graduate school is an exciting step in your education, so choose a loan solution that helps you focus on what's really important - your classes!

Our Student Choice private loan solution was designed to fill the funding gaps that may exist after all-lower-cost sources of aid (including scholarships, grants, and federal Direct Subsidized and Unsubsidized loans) have been exhausted. And since these loans are being offered through your credit union, you know that you are getting a great deal from a not-for-profit lender you can trust.

What You Need to Know Before You Borrow

  • The Student Choice private loan solution is currently only available for Duke University Graduate students enrolled, or enrolling in, a Graduate program at Duke University only

  • Low interest rates

  • Flexible repayment and in-school deferment options

  • Easy online application and instant credit decision

  • 24/7 call center and application support

  • Convenient line of credit structure allows you to get funding for your entire undergraduate career with just one application1

  • A loan from a local, not-for profit lender that you can trust for years to come


Who is Eligible?

Duke University Graduate students who are:

  • U.S. citizens or permanent residents (Foreign students are NOT eligible)

  • Continually enrolled in a degree-granting program and meeting the school’s minimum Satisfactory Academic Progress (SAP) criteria1. For fall and spring terms, you must be enrolled at least half-time. For summer term, you may be enrolled less than half-time. (Should you drop below half-time in the fall or spring, withdraw during any term, or fail to meet SAP requirements, your funding request can be denied, your line of credit may close, and you may enter repayment.) Before applying, make sure to check that your school is included in our listing of approved schools2

  • Able to pass a credit check (A co-borrower may be necessary in order for you to meet credit criteria, and may also help you qualify for a lower rate)

  • Eligible for credit union membership (you may apply without being a member of the credit union, but you will need to become a member in order for the loan to be funded)


Check out our Frequently Asked Questions, or just click below when you're ready to get started.


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  1. Subject to credit qualification and annual credit review. Must meet school's Satisfactory Academic Progress (SAP) requirements.

  2. Approved schools subject to change.

  3. NOTE: If you are a Graduate Student enrolled in a NON-Business program, please make sure to maximize all lower-cost sources of funding before considering an alternative student loan. You should also note that Federal Graduate PLUS loans are another option available for graduate students. Graduate PLUS loans provide enough assistance to cover your costs of attendance less other financial aid received. For more information, check with your school's financial aid office or visit the Federal student aid website.


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